USDA Mortgage Loans
A USDA mortgage offers 100% financing for eligible buyers purchasing homes in designated rural and suburban areas. With no down payment required, this government-backed loan makes homeownership more accessible for low-to-moderate-income borrowers.
Affordable Home Loans for Rural & Suburban Buyers
What Is a USDA Loan?
A USDA home loan is backed by the U.S. Department of Agriculture and is designed to encourage homeownership in rural and suburban communities. It provides affordable mortgage options for buyers who meet location and income eligibility guidelines.
USDA Loan Benefits
No Down Payment Required – Finance up to 100% of the home’s value.
Lower Mortgage Insurance Costs – Compared to conventional and FHA loans.
Competitive Interest Rates – Designed to make homeownership more affordable.
Who Qualifies for a USDA Loan?
Buyers purchasing a home in an eligible rural or suburban area.
Borrowers with a stable income and a history of responsible credit use.
Individuals and families within USDA income limits for their area.